When shopping for a home insurance policy, it’s essential to select the best option for your specific needs. One key decision you’ll face is whether to work with a captive insurance agent or an independent insurance agent.
Understanding the difference between these two types of agents can help you make an informed choice. The insurance professionals at H & R Insurance Group LLC, servicing Portland, OR, are here to answer your questions and explain the advantages of working with an independent insurance agent. Here’s what you need to know.
What Is an Independent Insurance Agent?
An independent insurance agent is a professional who sells insurance policies from multiple carriers. This contrasts with captive insurance agents, who represent and sell policies for only one insurance company.
Benefits of Independent Insurance Agents
Independent insurance agents offer several advantages. If you’re shopping for home insurance, here’s how they can assist you:
- Compare policies from various carriers to help you find the best premium for your home insurance.
- Identify insurance options tailored to your unique needs.
- Provide detailed information about different policies to help you make an informed decision.
Unlike captive agents, independent insurance agents prioritize their customers over the insurance companies. This ensures that you get the best deal and the most suitable coverage for your home insurance needs.
Need an Independent Insurance Agent for Your Home Insurance? Contact Us Today
Ready to purchase home insurance? The professionals at H & R Insurance Group LLC, servicing Portland, OR, are here to help! We partner with multiple insurance carriers to find the best policy tailored to your specific needs. Contact us today to speak with a member of our team.
