Classic Car Insurance in Oregon
At H & R Insurance Group LLC, we understand the passion and pride of owning a classic car. These timeless vehicles are special in our hearts and deserve the proper protection. That's why we offer classic car insurance tailored to meet the unique needs of classic car enthusiasts in Portland, OR.
Learn about your Classic Car Insurance Options
Regarding classic car insurance, it's essential to be aware of the state-specific requirements. In Oregon, classic car owners must meet certain criteria to qualify for this specialized coverage. To be eligible, your vehicle should be at least 25 years old, well-maintained, and used primarily for exhibitions, club activities, parades, or occasional pleasure driving.
Oregon law also requires classic car owners to maintain liability insurance coverage. This ensures that you are financially protected in an accident where you are at fault. Oregon's minimum liability coverage limits for classic cars are $25,000 for bodily injury per person, $50,000 for bodily injury per accident, and $20,000 for property damage. However, it's important to note that these minimum limits may not provide sufficient coverage for the true value of your classic car. That's where our expertise comes in.
At H & R Insurance Group LLC, we go above and beyond the state's minimum requirements to provide comprehensive coverage options for your classic car. We offer customizable policies that can include agreed value coverage, ensuring that you receive the full appraised value of your classic car in case of a covered total loss. We also understand the unique risks that classic car owners face, such as damage during transport or while attending car shows. Our policies can be tailored to include coverage for these situations, providing peace of mind.
Ready to protect your prized classic car?
Contact us at H & R Insurance Group LLC, your trusted insurance agency in Portland, OR. Our experienced agents are here to guide you through the process, answer your questions, and help you find the perfect classic car insurance coverage that fits your needs. Don't leave your beloved classic car exposed to risks—give us a call or visit our office today. Let us protect your passion and keep your classic car cruising smoothly on the open roads of Oregon.