When you buy a home, you make an investment in your future. You need to buy home insurance to protect your investment. If your home is near Portland, OR, our team at H & R Insurance Group LLC looks forward to helping you find ideal insurance options. We’ve been working with homeowners like you for over 30 years.
What Can Your Policy Cover?
Although all home insurance policies cover the cost of replacing damaged property, some homeowners see the potential for damage due to specific circumstances. The most common of those is flooding, which requires a separate flood insurance policy. But there are other risks that may be less obvious.
According to the Insurance Marketer, homeowners who live near an airport may add coverage for damage from “blue ice” from airplane toilets. Or, if your property includes a family graveyard, you might request coverage for damage to tombstones. Even a storm covered by a standard policy can ruin a basement full of homemade preserves, so you may want to be sure this possibility is covered. Families who plan an event in their backyard and then have that event ruined by a storm could recover some of their costs through home insurance.
Call Us To Discuss Your Unique Risks
Disasters can happen to any home, but having the right home insurance can help you recover. Our team at H & R Insurance Group LLC will take the time to understand your needs and find the right policy for you. Homeowners in the Portland, OR, area have learned that they can place their trust in us. Call us for an appointment and let us help you put your mind at ease.

















