Should I invest in commercial insurance if I have no employees and my business is primarily online?

It’s safe to say that many business owners are very interested in protecting their business from both unexpected and expected issues. This is true regardless of the size and type of business a person or people may have. Commercial insurance is a type of insurance designed to protect a business from various risks and liabilities. Our Portland, OR team at H & R Insurance Group LLC is committed to helping both new and existing clients obtain the coverage they need, and even more importantly, understand the types of coverage they need and why. Commercial insurance is designed to meet the unique needs of your company, and we are here to help determine your best coverage options.

What is Commercial Insurance?

Commercial insurance is business insurance that provides many bundled benefits to businesses. These benefits provide a variety of protection to businesses, depending on a business’s specific needs. These benefits can come in the form of property protection, liability and legal protection, as well as protection for running your business and protecting employees from injuries if you have staff.

Should I Invest in Commercial Insurance if I Have No Employees and My Business is Primarily Online?

In short, yes. Regardless of the size, scope, and type of business you have, you need protection. Even a web-based business needs the protection that commercial or business insurance can provide. You’ll need to protect your website from hackers and create a secure portal for customers to purchase your goods and services. Commercial insurance is designed to provide various kinds of protection. It’s best to err on the side of caution when it comes to protecting the integrity of your business.

Commercial insurance has many benefits for all businesses. Our Portland, OR team at H & R Insurance Group LLC is well aware of this and is enthusiastic about helping businesses explore their options. Call us, we’re standing by.